Terms and Conditions

1. ACCEPTANCE OF TERMS

Welcome to Card Collectors, a web application owned and operated by E6 Advisors LLC, a Tennessee limited liability company ("Company," "we," "us," or "our"). By accessing or using the Card Collectors web application (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and E6 Advisors LLC. By creating an account, accessing, or using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into this agreement.

2. DESCRIPTION OF SERVICE

Card Collectors is a web-based platform that enables users to: (a) document and catalog their collectible card collections; (b) connect with and engage in community features with other users; (c) track cards and collections that users own or wish to acquire; and (d) access other features and functionality as may be offered from time to time.

The Service is provided for personal, non-commercial use unless otherwise agreed in writing by the Company.

3. USER ACCOUNTS

3.1 Account Registration

To access certain features of the Service, you must create a user account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify the Company immediately of any unauthorized use of your account or any other breach of security.

3.3 Account Termination

The Company reserves the right to suspend or terminate your account at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service will immediately cease.

4. SUBSCRIPTION PLANS AND BILLING

4.1 Service Tiers

The Service is offered in multiple tiers: (a) a free tier with limited functionality; and (b) paid subscription tiers with enhanced features and functionality. The specific features available under each tier are described on the Service and may be modified by the Company from time to time.

4.2 Payment Terms

Paid subscriptions are available on either a monthly or annual billing basis. By subscribing to a paid tier, you authorize the Company to charge your designated payment method on a recurring basis according to your selected billing cycle. All fees are stated in U.S. dollars unless otherwise indicated.

4.3 Automatic Renewal

Paid subscriptions will automatically renew at the end of each billing cycle unless you cancel your subscription prior to the renewal date. You may cancel your subscription at any time through your account settings.

4.4 Price Changes

The Company reserves the right to modify subscription pricing at any time. Any price changes will be communicated to you in advance and will take effect at the start of your next billing cycle following the notice period.

5. REFUND POLICY

Due to the nature of digital services, refunds are limited. The Company may, in its sole discretion, issue refunds or credits in the following circumstances: (a) duplicate charges resulting from technical errors; (b) service outages exceeding forty-eight (48) consecutive hours that materially impair your use of the Service; or (c) other circumstances deemed appropriate by the Company.

Refund requests must be submitted within thirty (30) days of the charge in question. The Company is under no obligation to provide refunds for any reason, including but not limited to dissatisfaction with the Service, failure to cancel prior to a renewal date, or downgrade to a free tier. All refund determinations are final and at the sole discretion of the Company.

6. REFERRAL PROGRAM

6.1 Program Overview

The Company may offer a referral program whereby third parties ("Referral Partners") may earn commissions for referring new paid subscribers to the Service. Participation in the referral program is subject to these Terms and any additional program-specific terms provided by the Company.

6.2 Commission Structure

Commission rates, payment schedules, and eligibility requirements are established by the Company and may be modified at any time. Commissions are earned only when a referred user completes a paid subscription and maintains that subscription through any applicable qualification period.

6.3 Program Restrictions

Referral Partners may not engage in fraudulent, deceptive, or misleading practices. The Company reserves the right to withhold commissions and terminate participation in the referral program for any violation of these Terms or program policies.

7. USER CONTENT AND CONDUCT

7.1 User Content

You retain ownership of any content you submit, post, or display on or through the Service ("User Content"). By submitting User Content, you grant the Company a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content solely for the purpose of operating and providing the Service.

7.2 Prohibited Conduct

You agree not to: (a) violate any applicable law or regulation; (b) infringe upon the rights of others; (c) upload or transmit viruses, malware, or other harmful code; (d) interfere with or disrupt the Service; (e) engage in harassment, abuse, or any conduct harmful to other users; (f) attempt to gain unauthorized access to any portion of the Service; or (g) use the Service for any commercial purpose without the Company's prior written consent.

8. INTELLECTUAL PROPERTY

8.1 Company Intellectual Property

The Service, including its original content, features, and functionality (excluding User Content and Third-Party Content), is owned by E6 Advisors LLC and is protected by copyright, trademark, and other intellectual property laws. The Card Collectors name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company.

8.2 Third-Party Card Content

IMPORTANT NOTICE REGARDING CARD IMAGES AND DESCRIPTIONS:

The Service may display images, descriptions, and other information related to collectible cards ("Card Content"). The Company does not claim any ownership or copyright interest in such Card Content. All Card Content is the property of the respective card manufacturers, publishers, licensors, or other rights holders. The display of Card Content on the Service is for informational and cataloging purposes only and does not imply any endorsement, affiliation, or sponsorship by the original rights holders.

The Company makes no representations or warranties regarding the accuracy, completeness, or legal status of any Card Content displayed on the Service. Users acknowledge that they use Card Content at their own risk and should verify information independently.

9. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

The Company does not warrant that: (a) the Service will meet your requirements; (b) the Service will be uninterrupted, timely, secure, or error-free; (c) the results obtained from the use of the Service will be accurate or reliable; (d) the quality of any products, services, information, or other material obtained through the Service will meet your expectations; or (e) any errors in the Service will be corrected.

No advice or information, whether oral or written, obtained from the Company or through the Service shall create any warranty not expressly stated in these Terms.

10. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL E6 ADVISORS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (C) ANY CONTENT OBTAINED FROM THE SERVICE; OR (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

IN NO EVENT SHALL THE COMPANY'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICE EXCEED THE AMOUNT YOU HAVE PAID TO THE COMPANY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100.00), WHICHEVER IS GREATER.

11. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless E6 Advisors LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including but not limited to attorney's fees) arising from: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third-party right, including any copyright, trademark, property, or privacy right; or (d) any claim that your User Content caused damage to a third party.

12. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms or your use of the Service shall be brought exclusively in the state or federal courts located in Williamson County, Tennessee, and you hereby consent to the personal jurisdiction of such courts.

13. DISPUTE RESOLUTION

13.1 Informal Resolution

Before filing any formal legal action, you agree to attempt to resolve any dispute informally by contacting the Company. The Company will attempt to resolve the dispute informally by contacting you via email.

13.2 Waiver of Class Actions

YOU AND THE COMPANY AGREE THAT ANY CLAIMS RELATING TO THESE TERMS OR THE SERVICE WILL BE RESOLVED ON AN INDIVIDUAL BASIS, AND THAT YOU AND THE COMPANY WILL NOT BRING OR PARTICIPATE IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

14. MODIFICATIONS TO TERMS

The Company reserves the right to modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on the Service prior to the effective date of the changes. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must discontinue your use of the Service.

15. GENERAL PROVISIONS

15.1 Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by the Company on the Service, constitute the entire agreement between you and the Company regarding your use of the Service.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15.3 Waiver

The failure of the Company to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without the prior written consent of the Company. The Company may assign these Terms without restriction.

16. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:

E6 Advisors LLC
620 Aylesford Ln
Franklin, TN 37069
Email: legal@e6advisors.com